Why are current mortgage rates so low?
Despite what some commentators are describing as a flat economic and mortgage market, many of you across the country are still finding ways to purchase your dream home. Whether you’re a first-time buyer, home mover or buy-to-let investor, now may actually be a great time to consider your options. Read more
Getting onto the property ladder
Do your loved ones need a helping hand onto the property ladder? It is becoming increasingly hard for younger borrowers to get on the property ladder. But, lenders are always introducing new propositions to ensure there are solutions in place to help prospective homeowners buy their first property. Read more
Getting the maximum from your income protection
The maximum benefit payable to you will depend primarily on your income, but not all types of income will be used by providers in their calculations. Understanding the maximum benefit providers will pay is important and that is not as straightforward as you might assume. Read more
First time buyers jump to highest level since 2017
First time buyers significantly contributed to the mortgage market in August with lending to the group reaching its highest level since 2017, according to data from industry group UK finance. Read more
Over half of Buy-to-Let landlords want to keep or add to their investments
With the buy-to-let market showing signs of slowing down in the UK, new research by Octopus Choice has revealed that Britain’s landlords are in two minds about whether to continue investing into property or to sell up for a lump sum. Read more
Britain’s later life lending boom!
According to the latest report from the Intermediary Mortgage Lenders Association, the need to serve a growing population of older homeowners is producing a new generation of mortgage products. Read more
The self-employed sector has seen a huge growth in the last decade with the UK well and truly catching the be-your-own-boss-bug. Read more