A large proportion of the population in the UK either have no insurance or are vastly under insured. With the rise of technology and comparison sites, we are becoming increasingly aware of clients that have insurance policies, they have never received advice on.
Capital Private Finance Mortgage Advisors are also insurance specialists. We will assess your needs against a panel of leading insurance providers and ensure we tailor the correct solution to you.
Our protection partners: Liverpool Victoria, Aviva, Legal & General, Royal London, Vitality and AIG.
Designed to repay your mortgage or provide a lump sum if you die within the cover period. Providing you and your family with the peace of mind should the worst happen.
Critical illness cover
Will pay out a lump sum or regular amount if the person covered is diagnosed with a critical illness. This can be used to pay your mortgage in full, support your mortgage payments or assist in the cost of medical treatment.
Income protection cover
Provides a regular income if you are unable to work due to accident or sickness. Designed to replace or support a lower income. We will consider your Income, outgoings, savings and employer sick pay when completing an affordability assessment and ensure we tailor the level of cover to your individual needs.
Payment protection insurance is optional. There are other providers of payment protection insurance and other products designed to protect you against loss of income.
Buildings and contents insurance
As a homeowner or soon to be homeowner it is important to ensure you are protected if the worst happens. We can offer cover for Buildings, Contents or a combination of the two. As with all insurance, advice plays a huge part in the process. There are a number of additional options that may not be included when you buy through a comparison website. Let us assess your options and ensure you have the perfect cover for you needs.
As a landlord, you will want to ensure you have adequate protection in place should the worst happen to your investment property. Whether you want to cover your building, contents or both. We are able to offer advice on your options. Our cover also offers rent protection and landlord emergency cover as additional options. This can help provide peace of mind should you have rental arrears accrued under the tenancy agreement and provide a 24 hour service with access to approved tradesman to help resolve an emergency for you and your tenants.
Our insurance partners: We can refer you to our associated company Countrywide Insurance services and they can discuss your insurance needs with you to help protect your property and contents. They can then arrange suitable products based on your circumstances. Countrywide Insurance Services use AXA Insurance products, but can also refer to a panel of insurers if the AXA products do not meet your needs. Capital Private Finance receives a referral fee for each successful introduction.